About

Who we are

Life Coverage Line is a brand operated by Eternal Light Insurance Solutions LLC. Insurance is transacted by Corey Trenk, a licensed insurance producer, NPN 21432881. We connect consumers with licensed, independent life insurance agents who can explain coverage in plain language and compare options across multiple carriers.

What "independent" means here

A captive agent works for one insurance company and can only sell that company's products. An independent agent is appointed with several carriers and can put their offers side by side.

That matters most when your health, age, or occupation is priced very differently from one carrier to the next. It also means that when your existing policy is already competitive, we have no reason to talk you out of it.

How we get paid

Our consultation is free. If you purchase a policy through one of our agents, the issuing insurance carrier pays a commission. That commission is already built into the carrier's filed rates, so your premium is the same whether you apply through an agent or directly.

What we can and can't do

We can help you read a policy, estimate how much coverage you need, compare quotes, complete an application, and follow it through underwriting. We can also point you to the right department at your carrier if you need to pay a bill, change a beneficiary, or file a claim.

We cannot approve an application, guarantee a rate, change the terms of a policy you already own, or act on your carrier's behalf. Every policy is subject to the issuing carrier's underwriting approval, eligibility rules, and state availability.

Licensing

Our agents are licensed by individual state insurance departments and transact business only in the states where they hold an active license. Product availability varies by state. We'll confirm what's available to you at the start of the call.

Get in touch

Call (888) 515-6815, Monday through Friday, 11am to 5pm ET.