Terms of use

Last updated: January 1, 2026

These terms govern your use of lifecoverageline.com and any related pages (the "Site"). The Site is operated by Eternal Light Insurance Solutions LLC, a Florida limited liability company doing business as Life Coverage Line ("we," "us," "our"). By using the Site or calling the number listed on it, you agree to these terms.

We are not a carrier

Life Coverage Line is a marketing brand operated by Eternal Light Insurance Solutions LLC. Insurance is transacted by Corey Trenk, an individually licensed insurance producer. Neither is an insurance company. We do not underwrite policies, set rates, approve applications, pay claims, or administer coverage. We are not affiliated with, sponsored by, or endorsed by any insurance carrier.

Any reference on this Site to an insurance carrier, product, or brand name is for identification and informational purposes only. All trademarks, trade names, service marks, and logos are the property of their respective owners.

No offer of insurance, no guarantee

Nothing on this Site is an offer to sell insurance, a solicitation in any state where we are not licensed, a binder of coverage, or a promise that coverage will be issued. Every policy is subject to the issuing carrier's underwriting review, eligibility requirements, and state availability. Rates, benefits, riders, and terms are set solely by the carrier and may change.

Not professional advice

Information on the Site is general and educational. It is not financial, tax, legal, or medical advice, and it does not account for your particular circumstances. Consult a qualified professional before making decisions about your coverage, finances, or estate.

Licensing

Insurance is regulated at the state level. Our agents transact business only in states where they hold an active license, and products are not available in every state. If we are not licensed in your state, we will tell you.

Calls and communications

When you call the number on this Site, you consent to speak with a licensed agent about life insurance. Calls may be recorded or monitored for quality assurance, training, and compliance, subject to applicable law. You can ask us to stop contacting you at any time and we will honor the request. How we handle information you provide is described in our privacy policy.

Acceptable use

You agree not to use the Site to submit false information, scrape or copy content in bulk, attempt to gain unauthorized access, interfere with its operation, or use it for any unlawful purpose.

Intellectual property

The content, design, layout, and code of the Site are owned by us or our licensors and are protected by copyright and other laws. You may view and print pages for your personal, non-commercial use. Any other reproduction, distribution, or modification requires our written permission.

Third-party links

The Site may link to websites we do not control, including carrier websites. We provide those links for convenience and are not responsible for their content, accuracy, or privacy practices.

Disclaimer of warranties

The Site is provided "as is" and "as available." To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or that the information on it is complete or current.

Limitation of liability

To the fullest extent permitted by law, we will not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits or lost data, arising from your use of the Site. Our total liability for any claim relating to the Site will not exceed one hundred dollars ($100). Some states do not allow certain limitations, so parts of this section may not apply to you.

Indemnity

You agree to indemnify and hold harmless Eternal Light Insurance Solutions LLC and its members, officers, employees, and agents from claims, losses, and expenses, including reasonable attorneys' fees, arising from your misuse of the Site or violation of these terms.

Governing law

These terms are governed by the laws of the State of Florida, without regard to its conflict of laws rules. Any dispute will be brought exclusively in the state or federal courts located in Broward County, Florida, and you consent to that jurisdiction.

Changes

We may revise these terms at any time by posting an updated version here. Continued use of the Site after a change means you accept the revised terms.

Contact us

Eternal Light Insurance Solutions LLC
6301 NW 5th Way, Ste 2050
Fort Lauderdale, FL 33309
[email protected]
(888) 515-6815